Privacy Policy

Effective Date: August 2026

Welcome to MICTO, operated by Havadhi. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.

1. Information We Collect

2. How We Use Your Information

3. Sharing Your Information

We do not sell your personal data. We only share information with trusted third-party service providers necessary to operate our platform (e.g., Razorpay and PayU for payments, AWS for secure hosting, and AI providers for audio processing). We may also share data if required by law enforcement or regulatory authorities.

4. Data Security

We implement industry-standard encryption and security protocols to protect your personal data, audio files, and financial information during transit and at rest.

5. Your Rights and Data Deletion

You have the right to access, update, or request the deletion of your personal data. You can delete your account directly within the app settings. Please note that certain transactional and KYC records may be retained as required by financial laws.

Contact Us: If you have questions about this policy, please email support@havadhi.com.